Privacy Policy - ExchangeDesk

1. What data the App stores (on your device only)

Everything below is stored locally on your device in the App's private storage and is never sent to us:

• Exchange operations you record: amounts, currencies, rates, deal type (forward/reverse), and optional client names.
• Personal withdrawals and their notes.
• Wallet balances for the currencies you use.
• Settings: your working currencies, base accounting currency, display toggles, and interface language.
• Backups you create (stored as files on your device), plus an automatic local daily copy.
• Security data: if you enable the app lock, your password is stored in the device Keychain (encrypted by the operating system) and never in plain text. Biometric authentication (Touch ID / Face ID) is handled entirely by Apple's system; we never receive or store your biometric data.
• We have no access to any of this. We cannot see, retrieve, or recover it.

2. What leaves your device (and what does not)

To show you up-to-date exchange rates, the App fetches rates over a secure HTTPS connection from public third-party rate providers:

• CoinGecko - cryptocurrency rates
• open.er-api.com, Frankfurter, exchangerate.host - fiat currency rates
• These requests contain only currency codes (for example, "USD", "EUR", "BTC"). They do not contain any of your operations, clients, balances, notes, or any personal identifier. As with any internet request, the provider's servers necessarily receive your device's IP address and process it under their own privacy policies. We do not control these providers and are not responsible for their practices.
• CoinGecko: https://www.coingecko.com/en/privacy
• open.er-api / ExchangeRate-API: https://www.exchangerate-api.com/terms
• Frankfurter: https://frankfurter.dev
• exchangerate.host: https://exchangerate.host
• Your own records never leave your device.

3. No analytics, advertising, or tracking

The App contains no analytics SDKs, no crash reporting that identifies you, no advertising, no cookies, and no cross-app or cross-site tracking. We do not use the Advertising Identifier (IDFA) and do not ask for App Tracking Transparency permission, because we do not track you.

4. Purchases

ExchangeDesk offers a 3-day free trial and a one-time purchase to unlock full access. Purchases are processed by Apple through the App Store using your Apple ID. We do not receive or store your payment details, credit card numbers, or Apple ID. Apple handles all payment information under Apple's Privacy Policy (https://www.apple.com/legal/privacy/). The App only stores, locally, whether your access is unlocked and when your trial started.

5. Cloud and sync

The current version of ExchangeDesk is local-only. Your data is not synced to any cloud service by us. If a future version introduces optional iCloud sync, it would use your own private Apple iCloud account (data stored under your Apple ID, not accessible to us), and this policy would be updated accordingly before that feature is released.

6. Data retention and deletion

Because your data lives only on your device, you control it entirely:

• To delete individual records, remove them inside the App.
• To delete backups, remove the backup files.
• To delete everything, delete the App from your Mac; this removes its local storage. Keychain items created by the App are removed with the App.
• We retain nothing, because we never receive anything.

7. Children's privacy

The App is rated 4+ but is intended for business use. It does not collect any personal information from anyone, including children.

8. Security

Your data benefits from macOS app sandboxing and file protection. The optional app lock adds a password (stored in the encrypted Keychain) and Touch ID / Face ID. Rate requests use HTTPS. Because we hold no copy of your data, there is no server of ours that could be breached.

9. Your rights

Since we do not collect or hold any of your personal data, there is no personal data for us to access, correct, export, or delete on our side. You already hold and control all of it directly on your device. If you have questions about your rights under laws such as the GDPR (EU/EEA/UK) or CCPA/CPRA (California), contact us using the details below.

10. International users

The App can be used worldwide. Because your data stays on your device, it is not transferred across borders by us. When fetching public rates, requests may reach servers operated by the rate providers listed in Section 2 in their respective regions.

11. Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last updated" date above and, where appropriate, within the App or on our website. Continued use of the App after an update means you accept the revised policy.

12. Contact

Immigration Solutions

Email: thinkbtr@gmail.com

Website: https://immigration-solutions.space

If you have any questions about this Privacy Policy or the App's handling of data, please contact us at the email above.